Broad legal professional liability coverage for modern law firms

The Attorney Protective program offers a policy with broad definitions of insureds and legal services. The definition of insureds covers you, your associates, and those working on your behalf – even non-lawyer employees and independent contractors – in the course and scope of their duties (see specific policy language for details).

It's our top priority at Attorney Protective to ensure that the legal professional liability coverage program we offer addresses modern strategies for your risk in an ever more challenging legal and business environment. It's coverage that's right for today's tough challenges. It's coverage designed for lawyers, by lawyers.

What coverage will be the best fit for your firm?
We invite you to compare our policy with others:

The below information applies for policies with the following effective dates and jurisdictions:

  • For policies with effective dates 11/1/2016 & thereafter in these states:
    AL, AZ, CO, CT, DC, DE, GA, IA, IN, ID, KS, KY, ME, MI, MO, MS, NC, ND, NE, NV, PA, RI, SC, SD, TN, TX, UT, VT, WI, WY
  • For policies with effective dates 12/1/2016 & thereafter in these states: AR, NH, OH, OK
  • For policies with effective dates 1/1/2017 & thereafter in these states: CA, IL
  • For policies with effective date of 4/1/2017 & thereafter in MN
FINANCIAL STRENGTH   Your
Current
Program
Underwritten by AttPro RRG, which has an A.M. Best rating of A++ (the highest rating available through A.M. Best)    
98% reinsured by another A++ Berkshire Hathaway company    
COVERAGE HIGHLIGHTS    
Supplementary payments of up to $150,000 in aggregate (in addition to the policy limits), including:    
  • Loss of earnings payments of up to $500 a day, $10,000 per claim and $50,000 in aggregate, for your attendance at a trial, hearing or arbitration at our request
   
  • Disciplinary proceedings coverage of up to $25,000 per proceeding and $100,000 in aggregate
   
  • Privacy incident expenses reimbursement of up to $25,000 in aggregate
   
  • Crisis event expenses reimbursement of up to $25,000 in aggregate
   
$25,000 of claims expenses paid in every covered claim before the deductible applies    
Four ways to reduce the amount you pay on your deductible by 50%    
Subpoena assistance    
One of the broadest policy forms available    
RISK MANAGEMENT    
A risk management newsletter focused on the issues that lawyers are facing today    
Free Webinars featuring relevant legal and risk management topics in a convenient format    
Online tools – including our exclusive Best Practices Database    
Risk Management Hotline to discuss the risks before a claim arises    

 

The below information applies for policies with the following effective dates and jurisdictions:

  • For policies with any effective date in these states: MA, MD, MT, VA
  • For policies with effective dates before 11/1/2016 in these states:
    AL, AZ, CO, CT, DC, DE, GA, IA, IN, ID, KS, KY, ME, MI, MO, MS, NC, ND, NE, NV, PA, RI, SC, SD, TN, TX, UT, VT, WI, WY
  • For policies with effective dates before 12/1/2016 in these states: AR, NH, OH, OK
  • For policies with effective dates before 1/1/2017 in these states: CA, IL
  • For policies with effective dates before 4/1/2017 in MN
FINANCIAL STRENGTH   Your
Current
Program
A.M. Best rating of A++ (the highest rating available through A.M. Best)    
A Berkshire Hathaway program, underwritten by National Liability & Fire Insurance    
COLLABORATIVE DEFENSE FOR YOUR CLAIMS    
Provides supplementary payments up to $500 a day, $10,000 per claim and $50,000/aggregate for your attendance at a trial, hearing or arbitration at our request    
Pays the first $5000 of defense costs and fees in every covered claim before the deductible applies – this is included at no additional charge    
Offers four ways to cut the amount you pay on your deductible by 50%    
Provides defense of disciplinary proceedings – up to $25,000/proceeding and $100,000/aggregate    
One of the broadest policy forms available for qualifying firms    
RISK MANAGEMENT    
A quarterly newsletter focused on the issues that lawyers are facing today    
Free Webinars – Featuring timely legal and risk management topics in a convenient format    
Online tools including our exclusive Best Practices Database    
Risk Management Hotline – Talk through the risks before claims arise, exclusively available to Attorney Protective insured law firms